No Upfront Fees: How INTERCOL's Contingency Model Works

You pay when we collect. If we don't recover, you owe nothing. Since 1999.

The way a debt collection agency charges tells you everything about how they operate. Agencies that charge upfront retainers profit whether or not they recover your money. An agency on pure contingency has one incentive: successful recovery. INTERCOL has operated on a no-recovery, no-fee basis since 1999. This is not a promotion — it is the business model that has sustained our practice for over 25 years.

Submit your case. Receive a recovery strategy within 24 hours at no cost.

Local agents contact the debtor, issue demands, and negotiate payment. No charge regardless of outcome.