You pay when we collect. If we don't recover, you owe nothing. Since 1999.
The way a debt collection agency charges tells you everything about how they operate. Agencies that charge upfront retainers profit whether or not they recover your money. An agency on pure contingency has one incentive: successful recovery. INTERCOL has operated on a no-recovery, no-fee basis since 1999. This is not a promotion — it is the business model that has sustained our practice for over 25 years.
Case Assessment — FREE
Submit your case. Receive a recovery strategy within 24 hours at no cost.
Amicable Collection — FREE
Local agents contact the debtor, issue demands, and negotiate payment. No charge regardless of outcome.
Legal Escalation — Pre-Approved Costs Only
If legal action is required, we present costs before filing. You decide. Court fees are typically modest — a German Mahnbescheid costs EUR 32.
Success Fee — 10-25% of Recovered Funds
Agreed upfront before we begin. Depends on claim size, jurisdiction, and complexity.
No Recovery — NO FEE
If we don't collect, you owe nothing. No admin charges, no file-closing fees, no hidden costs.
Upfront retainers
Agency gets paid before doing any work. Reduced incentive to pursue aggressively.
Monthly subscriptions
You pay regardless of results.
Percentage on placement
Fee when you assign the case, separate from recovery commission.
Hidden disbursements
Admin fees, postage, translation costs that accumulate regardless of outcome.
Minimum fee guarantees
Minimum charge per case even on zero recovery.
The contingency model is especially valuable for SMEs that cannot justify retainer fees for uncertain outcomes, CFOs managing multiple overdue international receivables who need to minimise cost risk, credit managers evaluating new collection partners who want to test performance before committing budget, and businesses with aged receivables that internal teams have been unable to collect.
Your Desk
Recovered Funds
Free assessment. No obligation. A specialist reviews your case within 24 hours and tells you exactly what recovery looks like.
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