Search History, Ep. 1: Can They Even Sue Me? (1:38 film)

An animated INTERCOL film told through a Toronto debtor’s late-night searches: can a Spanish supplier really sue him in Canada, will an Ontario court enforce it, and how long do they have?

Chapters

  1. The voice search
  2. Can they sue me in Canada?
  3. Will a court enforce it?
  4. If I ignore it…
  5. How long do they have?
  6. The letter
  7. The wire
  8. Clear history

Transcript

Toronto, 23:12. Dylan Brooks, of Brooks & Maple Interiors, owes a Spanish tile maker forty-six thousand two hundred euros. He picks up his phone. Dylan, by voice search: "Hey... can a company in Spain actually sue me?" He types: "can a company in spain sue me in canada". Autocomplete suggests: "if I'm really far away", "if I don't speak Spanish", and "asking for a friend who owes €46,200". The answer: yes. A supplier abroad can sue you in Ontario, or sue in its own country and then ask an Ontario court to enforce that judgment. Creditor tip one: distance isn't a defence. He types: "will a canadian court enforce a spanish judgment". Autocomplete: "if I hide under my desk". The answer: often, yes. Ontario courts recognise a foreign money judgment if the foreign court had a real and substantial connection to the dispute, and the case is not re-heard. Creditor tip two: a judgment can travel. He types: "if I ignore the spanish court case does it go away". Autocomplete: "like my gym membership". The answer: no. A default judgment can still be enforced, and the defences are narrow: fraud, natural justice and public policy. Creditor tip three: silence doesn't help him. He types: "how long do they have to enforce it in ontario". The answer: two years from when the foreign judgment becomes final, and courts expect creditors to act with due diligence. He starts typing "so if I just wait two years", and autocomplete finishes it: "they'll probably still find you". Creditor tip four: creditors, move fast. The next morning, an email arrives from INTERCOL, on behalf of Cerámicas Valmar: invoice 2207, forty-six thousand two hundred euros, a hundred and twenty days overdue. Please pay, or contact us, within ten days. He searches: "what is intercol". The answer: international B2B debt recovery. No cure, no pay. Creditor tip five: get someone on the ground. He searches: "fastest way to send €46,200 to spain". Autocomplete: "before lunch", "without anyone seeing these searches". His bank confirms: wire sent to Cerámicas Valmar. Dylan, by voice search: "How do I clear my search history?" The phone asks: clear seven searches? Before he can tap, a message arrives from Cerámicas Valmar: "Thanks Dylan! Next order: 50% upfront." Distance isn't a defence. INTERCOL. International debt recovery. No cure, no pay.

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