Debt recovery in European Union

27 member states. 27 legal systems. 24 languages. One point of contact. We recover B2B debts across the European Union — from amicable collection to court enforcement.

The European Union was built on the principle that goods, services, capital, and people move freely between member states. What they forgot to mention is that invoices move freely too — they just don't always come back with payment attached. If you're a B2B exporter selling into the EU, you already know the pattern. Your goods cross the border in 48 hours. Your invoice enters the debtor's accounts payable system and vanishes into a parallel dimension where payment runs happen quarterly, "the person handling this" is perpetually on holiday, and the Late Payment Directive is treated as a suggestion rather than a law.

The numbers are striking. According to the European Commission's own data, approximately 60% of B2B invoices in the EU are paid late. The EU Late Payment Directive (2011/7/EU) caps payment terms at 60 days for commercial transactions and entitles creditors to 8% above the ECB base rate in statutory interest — plus fixed compensation of €40 to €100 per invoice. These aren't theoretical rights. They're law across all 27 member states. The problem isn't the law. The problem is that fewer than 15% of creditors actually claim statutory interest, and fewer than 8% claim the fixed compensation. The weapons exist. They're sitting in a drawer.

Professional demand letters and structured negotiation in the debtor's language, referencing local law. 70–75% of commercial claims resolve at this stage with professional agency involvement.